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Venture Capital Firms Encourage HR Outsourcing to a Professional Employer Organization

Is your Start-up Company attractive to Venture Capital Funding?

So your fledgling company is ready to grow. You have a great product, strong sales growth and a business plan to dominate your market. The only thing you need now is funding to make it happen. So you may be considering venture capital to fund your expansion. If you have made the decision to consider funding from a VC firm, and you want their investment, then you must understand the criteria they will use to make their decision about whether to invest in your company. Volumes have been written about this subject of getting noticed by VC firms and how to get funding, but there is one aspect you may not have considered: Demonstrating your focus. Pretend you are the Venture Capital Analyst

Just for a moment, pretend you are the person reviewing a start up company and are considering making an investment in the company with your own money. What criteria will be most important in that decision? There is a long list that we will not review here, but certainly one of the criteria will be: Am I confident that the start up will use my funds to grow the company quickly and not burn it up with the distractions of implementing an administrative bureaucracy and meeting regulatory compliance. As a venture capitalist you want the management team to demonstrate single minded focus on product, service and growth.

Why Venture Capital Firms like PEOs

So how can you demonstrate to VC funds that your focus will not be distracted by the administrative tasks of running your start up company? Hire a Professional Employer Organization (PEO). A PEO will handle payroll, workers’ compensation insurance, health insurance, supplemental insurance and a myriad of regulatory obligations associated with being an employer. Outsourcing these tasks to a PEO demonstrates that your company is focused in the right place, and your management team will not be distracted from your company mission. In addition hiring a PEO can provide instant access to a suite of employer benefits that make your start up company a great place to work…. important for encouraging people to join your team. According to our contacts, General Atlantic Partners (one of the largest VC firms) has roughly one quarter of their investment portfolio using a PEO. This statistic demonstrates why entrepreneurs should take a look at hiring a PEO.

Finding the right PEO

With over 700 PEOs operating in the USA, finding the best fit PEO at the best price can be a challenge. When searching for viable PEOs for your company, it is important to start by taking a complete review of your operational requirements. Think about the kinds of services and benefits that are important for your company. Next compile a list of the PEOs that are licensed in your state. From that list you need to create a checklist that matches each of your requirements …


The past couple of years have been tough for modest organizations, to become positive. With the economic downturn, sales have been slower and growth has been halted in a lot of industries. Additional, the credit crisis of 2007-2008 has created financing a organization even harder. Fortunately, the years ahead look promising for little company financing. Beneath are the top methods to secure financing for a smaller business enterprise:

Angel Investing & Venture Capital

Angel Investing is the process whereby a wealthy individual provides funding to a company in exchange for equity and sometimes debt as well. There are professional Angel Investors, or the could simply be an acquaintance of the entrepreneur. Venture Capital is largely the same process, but on a larger and more sophisticated scale. Usually, venture capital firms create “funds” from investors that they use to invest in young companies or startups. While Silicon Valley is notorious for getting the lion’s share of venture capital, there are also numerous VC firms and individual Angel Investors that work in industries other than technology and are based outside of Silicon Valley. To get a new and unproven organization, it’s virtually impossible to secure bank financing (see under) and venture capital or angel investing will be the idea choice for a young startup.

Bank LoansAs mentioned, bank lending was been tough on organizations during the credit crisis, and it’s still very difficult to find easy credit available in the financial markets. However, for companies in strong financial positions, with plenty of assets, lending is starting to gain momentum once again. The Tiny Business enterprise Administration, see beneath, can make a major impact in the availability of credit for little businesses.

SBA Loan ProgramsThe Smaller Enterprise Administration doesn’t directly make loans, but they guarantee bank loans for qualifying enterprises. This has a number of benefits. The added security to the lender makes the terms and interest rates much more favorable for the organization. In 2012 and beyond, SBA Loan Programs should see strong activity.

These would be the primary formats of securing financing for a small business enterprise, but there are numerous others (including combinations of the above), and all available options should be considered by the organization or entrepreneur before making a final decision on how to finance the business. Typically the most beneficial financing choices are as follows: Angel investing (for any brand new idea), venture capital (to get a growing startup), SBA loans (for young but thriving firms) and traditional bank loans (for the mature and growing company).…


You cannot escape the necessity of coping with cash within your life. Since of this, you have to be prudent when dealing with your monetary responsibilities. The following post gives numerous ideas on how you can get the most out of your monetary predicament.

Get an excellent understanding of what you invest dollars on prior to creating your price range. The important to building an effective spending budget is realizing precisely how much revenue your family earns each and every month. Almost everything you devote money on ought to be accounted for. Spending much more dollars than you earn, is not a desirable method to reside.

Begin by compiling a comprehensive list of all expenses. You have to also include things like quarterly and yearly payments. This incorporates factors like automobile insurance, residence maintenance and annual taxes. Never forget to involve extras like the expense of going out, meals, entertainment and babysitters. You need this list to become as exhaustive as possible, in order that you can establish what you actually commit.

With an notion of how much your household brings in and spends each month, you have to make a operating price range. Eliminate all unnecessary costs out of your budget. Should you eliminate that Starbucks coffee or the McDouble, you could possibly save lots of funds.

Household improvement projects can be a great approach to save income on bills. Alterations for example weatherized windows and effective water heaters can drastically minimize your energy bill. Repairing minor leaks will minimize your water usage as well. An additional uncomplicated idea is usually to make one of the most of one’s appliances, which include dishwashers and washing machines, by only operating them if you have a complete load.

A fantastic method of lowering your utility bill would be to decrease your appliances’ power usage. It is best to replace old appliances with far more power efficient appliances. Several appliances and devices may be unplugged when not in use to stop power use.

In the event you upgrade the insulation within your roof, you will not waste heat because it will not escape through your walls as well as your ceiling. Upgrades to your house like these pay money back with decrease utility bills.

You can hold fees below manage and cut down your overall spending by performing some upgrade work in your residence and its equipment. You are going to initially be out some funds after you fix or replace an item, but you can make up for it later by not obtaining to cope with expensive utility bills.…


A car or truck acquire is never ever something that you just conclude without the need of giving it significantly thought. The explanation for this really is that car or truck financing loans and dealership presented financial payment schemes aren’t normally as valuable as we might consider they may be. Consequently considerably believed has to be exercised prior to securing the financing for a motor car. Auto finance loans are helpful nonetheless and realizing what to do is the key to receiving a competitive loan.

Normally there are actually two well-known kinds of loans. The first 1 could be the bank financed loan. Private auto loans will be the loans which are offered by recognized economic institutions. These pay the cash required by the automobile dealer and in return you have to make monthly payments of your loan until it vehicle been totally paid for. Generally you will discover rates of interest, penalty fees and APRs (Industry Finance Rates) which might be regarded beforehand.

Basically the approach certainly starts with you filling out an application for any vehicle loan. In an application there clearly are numerous specifics that you just need to furnish in order for them to know no matter whether they will finance your loan or not. Your salary, credit report too as your assets are supposed to be listed.

With any economic credit institutions bargaining is extremely feasible. Resulting from competition amongst creditors car or truck loans may be approved at rates lower than the ones you get when very first you start off searching to get a financier. To ensure that is why some lending companies are more than willing to approve a loan irrespective of whether or not you have a terrible credit history.

Over and above a good credit score signifies you will be eligible for any reduction on the rates of interest. So for anyone who is paying all of your debts on time you will find quite higher possibilities you will get competitive deductions on interest rates. Also to this you ought to strive to spend your automobile loan and never default on payments. This can be simply because failure to pay on time can influence the ease with which a further application will take to finish.…


The modern financial advisor gets a bad rap these days. It’s probably partly due to the repercussions of the financial crisis of a few years ago but in general anyway, it seems every client has an unfortunate story in which someone managed to steal their money in front of them in broad daylight.

The media hasn’t helped much either helping to perpetuate and promote bizarre and irregular bad news that sticks in the mind of clients everywhere. Although it’s understandable the level of cynicism out there given past bad advice, debit card fees and bailouts, the average honest finance advisor working hard for their client’s money wish it wasn’t so. There are a few things ideally they wished clients were aware of before they even in the front door and before they start working with you:

Every advisor is different

Different financial advisors specialize in different areas, like doctors also, so don’t go to any advisor for an issue without finding out what their expertise is in first. Some financial advisors are good at planning client’s retirement plans, while some others are more suitable for your investments for ensuring your portfolio gets maximum gains. For any retirement plans you’re advised to seek the counsel of a finance planner while to position your business for tax gains you seek a tax attorney instead.

We charge you differently for different reasons

Some financial advisors are paid a standard flat fee for working with you, while others who may be investing your money can negotiate to be also paid a yearly percentage of your assets. Commission based pay is another popular way for advisers recommending finance products to you. Each payment model may be different from the next but the point is that each model can determine the adviser’s motivation for making you money. It saves you a lot of time and energy to be aware of this dynamic before you begin working with a financial advisor.

Find out how educated your financial advisor is

As in many other careers and jobs there are varying degrees of expertise in a subject. This is no exception. To become a financial advisor doesn’t require a degree, some studying for a test is all it takes to work in the profession of a finance advisor.

On the other end of the spectrum you have advisors who go through rigorous studying, having to pass their certified financial planner or chartered financial analyst programs. This can sometimes take years to complete. Always ask an advisor their education level and expertise before hiring them.

They have different levels of legal obligations to you.

Finance advisors all have a fiduciary responsibility to clients, meaning as part of the trust they are supposed to cultivate in their clients, they should always be putting their client’s needs before their own. The decisions and actions taken should always be in the client’s best interest.

They don’t make obscene amounts of money

Finance advisors can only service a finite number of clients …